PENINGKATAN LITERASI KEUANGAN, LITERASI DIGITAL DAN PSIKOLOGI PADA SD INPRES 42 AMBON

Abstrak

This community service activity at SD Inpres 42 Ambon aimed to enhance elementary students’ financial literacy, digital literacy, and psychological understanding in response to rapid technological and social changes. Initial observations revealed limited student comprehension and suboptimal support from teachers and parents due to inadequate learning resources and methods. The program employed an educational and interactive approach, including material delivery, discussions, educational games, simulations, and teacher mentoring workshops. Financial literacy sessions covered needs versus wants, pocket money management, and saving habits; digital literacy emphasized safe technology use, communication ethics, and personal data protection; while psychological strengthening focused on emotional recognition, empathy, and basic stress management. The results indicated improved student understanding, demonstrated through active participation and the ability to apply concepts in real-life contexts. Teachers also reported that the provided guidance supports ongoing mentoring, suggesting this initiative as a foundational step toward fostering responsible financial behavior, ethical technology use, and balanced emotional development among elementary school students.