PENINGKATAN LITERASI KEUANGAN, LITERASI DIGITAL DAN PSIKOLOGI PADA SD KRISTEN 2 HUNUTH AMBON

Abstrak

This community service program is designed to improve financial literacy, digital competence, and emotional development among students at SD Kristen 2 Hunuth Ambon. It responds to the fast-growing influence of technology and social changes, which have not been accompanied by students’ ability to manage money effectively, use digital tools responsibly, or control their emotions. In addition, the lack of suitable learning materials and media tailored for elementary students has made it difficult for teachers and parents to provide optimal guidance.
The program was carried out using an interactive and educational approach, including themed presentations, group discussions, educational games, hands-on simulations, and mentoring sessions for teachers. Financial literacy activities introduced the distinction between needs and wants and encouraged saving habits. Digital literacy sessions focused on online safety and proper communication ethics, while psychological development emphasized recognizing emotions and applying simple stress management strategies.
The outcomes show a noticeable improvement in students’ understanding, reflected in their active engagement and their ability to apply the lessons in everyday situations. Moreover, the availability of practical teaching guidelines is expected to support the program’s long-term implementation in schools. Overall, this initiative represents a strategic effort to develop students who are financially aware, digitally responsible, and emotionally resilient.